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Insurance Fraud

Arizona licensed detective – Insurance Fraud

insurance fraud

Insurance fraud is a serious offense. Whether you are the victim of fraud or being accused of it, you’ll need the help of a good Arizona licensed detective to get to the bottom of it. Local law enforcement doesn’t always have the means to investigate an insurance fraud case carefully. That’s why hiring a Arizona licensed detective could bring you peace of mind sooner than you thought possible.

What Happens During an Insurance Fraud Investigation?

An insurance fraud case involves a perpetrator making fraudulent or excessive claims in an effort to collect undue dividends based on those claims. In general, most insurance fraud cases are handled based on the details surrounding the case. However, Arizona licensed detectives typically use their best methods to solve the mystery and hold the appropriate parties responsible, including but not limited to:

  • Surveillance
  • Medical history search
  • Criminal history search
  • Claims/Accident search
  • Asset search
  • Background check
  • Analysis of insurance coverage
  • Analysis of physician’s billing practices
  • Interviewing of witnesses

Why Insurance Fraud Is a Big Deal

The Coalition Against Insurance Fraud actually states that over $80 billion is spent on fraudulent claims each and every year. That is a lot of work for local law enforcement, which is precisely why a Arizona licensed detective is usually needed to handle the finer points of the investigation. Insurance fraud is a huge problem, and it affects every person in the country. On average, fraud increases the typical insurance premium by nearly $1,000 per year. That means putting a stop to it or proving your innocence is of paramount importance.

What Happens During an Insurance Fraud Investigation?

An insurance fraud investigation is conducted differently based on the details of the case and on the client/private investigator agreement. Usually, the investigation begins because an insurance adjuster has doubts about the claim, or because a claimant isn’t getting the benefit of the policy because of the provider’s skepticism. You pay good money for your insurance and you deserve the privileges that come along with it. Let a Arizona licensed detective get to the bottom of it for you.

Because a Arizona licensed detective has tools and techniques that the average person, and even some law enforcement agencies, don’t have, they are often able to begin conducting an insurance fraud investigation immediately upon being contacted. In general, insurance investigators try to discover whether or not a false insurance claim was made. The types of insurance fraud usually investigated are as follows:

  • Health insurance
  • Car insurance
  • Life insurance
  • Renter’s insurance
  • Homeowner’s insurance
  • Worker’s compensation
  • Insurance company investigations (to uncover bad business)

A good Arizona licensed detective can provide services to both sides, as long as it is in the pursuit of truth. For more information on having an insurance fraud investigation conducted on your behalf, or to hire a Arizona licensed detective immediately, call 877-202-9064. We provide you with a free initial consultation and price quote for our services.

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